MOONPIE BANANA PUDDING

1 (8 ounce) package cream cheese, softened at room temperature
1 (14 ounce) can sweetened condensed milk (not evaporated milk)
2 cups milk (I used 2%, but I am sure it calls for WHOLE)
1 (5.1 ounce) box instant vanilla pudding (or a small box each of vanilla and banana)
6 Original or Double-Decker Moon Pies, cut into squares or wedges
6 bananas, sliced
1 (8 ounce) Cool Whip, thawed or equal amount of whipped cream

Once you have the ingredients, you really can't miss putting them all together.

ENJOY !!

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